Harriet A. Spear,
Financial Services Professional
How Can I Be Of Service - Retirement Planning? Personal & Business Planning? Estate Conservation? Life Insurance? Long Term Care Insurance? Mutual Funds* ?
Helping to Build, Preserve and Protect Assets
As with most other things in life, the key to achieving your long-term financial objectives is preparing. Your goal may be to fund your children's college education, protect your family during your working years, guarantee your own retirement security or protect your estate. These things won't happen by accident. It's important to determine what you'd like to achieve financially and then map out a strategy that will help you meet those goals. The good news is that it's never too late to start.
Of course, planning your financial future can be intimidating. Luckily, you don't have to do it alone. As a New York Life insurance agent, and a Registered Representative of NYLIFE Securities LLC at 3401 Mallory Lane, Suite 400, Franklin, TN, 37067, I am a trained Financial Services Professional who can help you identify your financial needs and then determine which insurance and financial products can best help you meet your objectives.
Please use my Web site as a resource, and do not hesitate to contact me on my cell phone at (615) 414-5502 for additional information or to schedule a meeting. Thank you for your interest and I look forward to talking with you soon!
Articles
date published 22 May 2024
What you need to know about retirement plans as a small business owner
When you started your small business, maybe you didn’t imagine how big your staff would grow. Establishing financial benefits like retirement plans is a crucial way to attract and retain good employees. Here’s everything you need to know to get started.
date published 22 May 2024
Simple ways for small businesses to provide financial wellness programs for their employees
Your strongest asset as a small-business owner is your employees. A financial wellness program can be an easy and scalable way to show your employees that you are there to support them in their lives at work and at home. Here are some ideas to help you get started.
date published 22 May 2024
How to protect your small business from a lawsuit
Lawsuits are a reality that many people face today. You can be sued for almost anything, so what steps can you take as a small-business owner to protect yourself—and ideally avoid a lawsuit before it even happens?
date published 22 May 2024
5 things to do after divorce to help build financial freedom
Divorce is a reality that half of married couples will face in their lifetime—it’s an emotionally challenging time for most, but bringing a thoughtful approach to your finances throughout the process can ensure that you come out on the other side prepared for your new life.
date published 22 May 2024
Budgeting for a non-budgeter
Budgeting doesn’t have to be a scary word. Take the fear out of budgeting with these simple tips, tricks, and ideas to help even a beginning budgeter get started.
date published 22 May 2024
How to get the most out of your extra cash
Having a little bit of extra cash saved up is a luxury, but are you really making the most of it? Here are some ways you can make sure your extra savings are being put to good use.